Kawasaki ZX-4R Forum banner

4RR vs 6R, Insurance

17K views 49 replies 23 participants last post by  mcclsha  
#1 ·
ZX-4RR.. Not only for the fun factor, but also for the cost of ownership.

Called my insurance agent (mom) and got a quote for each (Houston / State Farm).

ZX-4RR = $57 a month
ZX-6R = $126 a month

This ultimately made my decision to pull the trigger on the ZX-4RR.
 
#9 ·
Insurance was definitely a factor for me. Almost triple (from my quote) going from a Ninja 400 to 6R. I expected the ZX4R to fall somewhere in the middle of the two which I was okay with. Since this will be my main bike (for now!!), thinking about long term cost was important. That, as well as gas, maint. etc etc. It was not an easy decision though. Really loved how the 6R rode. But as they say, a candle that burns twice as bright burns half as long. And I'm not anywhere near proficient to be riding a 600. Maybe 5 years down the line.
 
#10 ·
Insurance was no factor for me, this bike is unprecedented.
There is no other sub 600cc bike in a small, narrow package with modern electronics.
There has never been one, ever, in the history of motorcycles that I know of that has been offered up to the public.
 
#16 ·
Exactly, amirite? I'm sitting at $440 and I've technically still only got my "learners" license here. The extra performance isn't worth the penalty. I had a buddy say that every R is $1000 in insurance and I feel like this bike is a bargain for what you get. What a machine to ride. I've put 175 miles on in the past 2 days and it's unreal fun.
 
#21 ·
Hello everybody,
I was one of the first in Illinois to place an order on the zx4rr and was able to secure one of only 2 that my preferred dealer received. I think now all of them are sold out for the area at least. I was hoping to get some input on what people are getting for insurance on this bike because I am paying a crazy high amount for the one I got. I have progressive and this is not the only bike I have insured, no accidents history, multiple year customer.
thanks in advance
-m
 
#27 ·
Discussed last month--
Details in post.