Kawasaki ZX-4R Forum banner
1 - 20 of 44 Posts

Premium Member
2021 Ninja 400, 1998 Honda VTR1000 SuperHawk
Joined
118 Posts
Discussion Starter · #1 ·
I kept the title simple and also so everyone can reply what they will be paying for their ZX4R bikes. 馃憤

SouthMS PowerSports or as we locals know it as Suzuki City gave me a quote for my future bike @ $11,300 out the door which isn't bad.

No mark ups over msrp but still high for some of the fees they're charging.

What's everyone else's local dealer charging and state the name of the dealership and where they're located to get an assessment on the going otd pricing. 馃
 

Premium Member
2021 Ninja 400, 1998 Honda VTR1000 SuperHawk
Joined
118 Posts
Discussion Starter · #4 ·
12,070鈥. Now I wish I never saw this post 馃ゲ
Yeah it's where in the country you are that determines the pricing.
That was the main reason for this thread to give others a chance to see some actual pricing for the bike otd. 馃憤
 

Registered
Joined
17 Posts
11800 otd central California, I think $300 setup everything else straight msrp / dest / tax / reg.
Nice I'm here in SoCal. I'm sticking around that price.

As a side question I put in my deposit but I didn't discuss anything about the price. Should I ask them before hand what I'm expecting for the OTD? And is that an appropriate time to argue it? This would be my first new motorcycle. Paying cash not financing it.
 

Premium Member
2021 Ninja 400, 1998 Honda VTR1000 SuperHawk
Joined
118 Posts
Discussion Starter · #11 ·
Nice I'm here in SoCal. I'm sticking around that price.

As a side question I put in my deposit but I didn't discuss anything about the price. Should I ask them before hand what I'm expecting for the OTD? And is that an appropriate time to argue it? This would be my first new motorcycle. Paying cash not financing it.
Yes do ask for a price quote and then bargain with them seeing how you have cash.

Never let them know you have cash until you can get the lowest bargaining price. THEN tell them you'll be paying cash and want another $500 off. 馃槈

It won't hurt and they may comply with a better price.
Good luck. 馃馃檹馃徑
 

Registered
2021 Kawasaki ZX6R KRT ABS
Joined
34 Posts
Unlikely that paying cash is going to make any difference in price for this bike. Around here it's MSRP regardless of cash or finance. Even though I can pay cash I always finance to keep my credit score high and cash in my brokerage account earning interest.

If you buy a PIMCO fund like PDI that is paying over 12% interest with that 10k, you will earn over 100 a month towards your payment.
 

Registered
2023 Vitpilen 401
Joined
27 Posts
I would be surprised if a dealership will consider having cash a good thing. A few of these dealerships will refuse to even sell if someone without financing. That's some greasy BS right there. I'm not sure how common that is but I have heard that more than once.

Still I'm going to be trying to pay with hundreds. CASH MONEY, washed and untraceable. It's nice to leave holes in your trace. They see where you made some here and here but they don't know where it went and they don't know if you can afford a 6 car garage or a boathouse or a chocolate bar.
I don't need the gov't keep tabs on all of my movements all day long.
.....I strayed off topic just now....
 

Premium Member
2021 Ninja 400, 1998 Honda VTR1000 SuperHawk
Joined
118 Posts
Discussion Starter · #15 ·
When I bought my Ninja400 in 2021 I used my debit card to pay for the bike as cash was on hand in the bank.
The dealer seemed happy to have that kind of transaction and didn't bat an eye at the transaction.馃し馃徏鈥嶁檪锔

I'll be financing the ZX4 from my credit union also because I haven't had a loan since the car was paid off several years ago.
I may try for a 3 year loan and pay it off in 2. 馃槀馃か
The bank will get a call tomorrow to see what kind of loan they'll give and how much interest it'll be. I'm hoping 10% or less but we will see. 馃
 

Registered
Joined
17 Posts
Unlikely that paying cash is going to make any difference in price for this bike. Around here it's MSRP regardless of cash or finance. Even though I can pay cash I always finance to keep my credit score high and cash in my brokerage account earning interest.

If you buy a PIMCO fund like PDI that is paying over 12% interest with that 10k, you will earn over 100 a month towards your payment.
Wow 12% yield. That's nuts. I got quoted 9% last year on a motorcycle. But with full coverage necessary with a financed bike I guesstimate it be close though. The prospect of building credit history does sound good. But I don't want to just pay interest just to do that.

Probably going to still buy some PDI in the morning though.
 

Registered
2021 Kawasaki ZX6R KRT ABS
Joined
34 Posts
Wow 12% yield. That's nuts. I got quoted 9% last year on a motorcycle. But with full coverage necessary with a financed bike I guesstimate it be close though. The prospect of building credit history does sound good. But I don't want to just pay interest just to do that.

Probably going to still buy some PDI in the morning though.
With excellent credit you will get he best loan rates and cheaper insurance. My Mustang was financed thru Ford with 0%/72 month loan. My ZX6R is at 6% for 60 months but I will pay it off in half the time by doubling up my payments
 
1 - 20 of 44 Posts
Top